About our Mortgage Rate Tables: The above mortgage loan information
is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan
terms to Bankrate for advertising purposes and Bankrate receives compensation from
those advertisers (our "Advertisers"). Other lenders' terms are gathered by Bankrate
through its own research of available mortgage loan terms and that information is
displayed in our rate table for applicable criteria. In the above table, an Advertiser
listing can be identified and distinguished from other listings because it includes
a "Next" button that can be used to click-through to the Advertiser's own website
or a phone number for the Advertiser.
Availability of Advertised Terms: Each Advertiser is responsible
for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty
the accuracy or availability of any loan term shown above. However, Bankrate attempts
to verify the accuracy and availability of the advertised terms through its quality
assurance process and requires Advertisers to agree to our Terms and Conditions
and to adhere to our Quality Control Program.
Click here for rate criteria by loan product.
Loan Terms for Bankrate.com Customers:
Advertisers may have different loan terms on their own website from those advertised through
To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a
This will typically be done by phone so you should look for the Advertiser's phone number
when you click-through to their website.
In addition, credit unions may require membership.
Loans Above $417,000 May Have Different Loan Terms:
If you are seeking a loan for more than $417,000,
lenders in certain locations may be able to provide terms that are different from those
shown in the table above.
You should confirm your terms with the lender for your requested loan amount.
Taxes and Insurance Excluded from Loan Terms:
The loan terms (APR and Payment examples) shown above do not include amounts for taxes or
insurance premiums. Your monthly payment amount will be greater if taxes and insurance
premiums are included.
Consumer Satisfaction: If you have used Bankrate.com and have not
received the advertised loan terms or otherwise been dissatisfied with your experience
with any Advertiser, we want to hear from you. Please
click here to provide your comments to Bankrate Quality Control.
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